Why pay for my purchases by immediate bank transfer?

The first immediate transfer solution without an intermediary in France, Fintecture allows you to pay for your order instantly from your bank account, securely and frictionlessly.

The solution allows you to:

Pay without consuming your credit card limits
Eliminating illegitimate rejections
Benefit from immediate order processing
Pay securely

Benefits

Thanks to our solution, you can pay large amounts by bank transfer without entering an IBAN while bypassing credit card limits. The payment confirmation is instant, so the merchant can process your order without waiting.

Operation

Once you have selected the immediate transfer, you will be redirected to your banking area where you will have to authenticate and validate the payment in one click. You will be immediately redirected to the merchant's website with the order confirmation. The operation is done through a single payment tunnel, limiting friction.

Security

The level of security is optimal since no sensitive data is entered on the merchant's site during payment. You authenticate directly with your bank, so the risk of data leakage is completely controlled. This is called Security by Design. The strong authentication inherent in the payment process is an additional guarantee of security.

Technically, the Fintecture solution makes it possible to make a payment without limit of amount. However, it is necessary to take into account the ceilings set by the banks, which may vary according to different factors, specific to each institution: type of account (company, professional or individual), subscription, contract, etc.

You can contact your bank to change your limit.

NB : If a bank applies an amount limit to all users, the information will appear on the payment interface and you will not be able to select it if your order exceeds it.